Frequently Asked Questions – TP Insurance Services

Is there a fee charged for the 1st meeting?

No, there is no obligation or cost involved.

Are you able to recommend more than 1 provider?

Yes, we research the market to find the most appropriate provider and product/s from a range of companies.

Why the majority of Australian’s are underinsured?

One of the reasons for the lack of perceived relevance is the poor understanding about what life insurance actually is and the role it plays in a financial plan.

Many people only associate life insurance with death cover meaning many people fail to see the personal benefits of “living insurance” like income protection, total and permanent disability and trauma (critical Illness).

The link between life insurance and death makes people reluctant to talk about it with their partners. No one likes to confront their own mortality, and as a result life insurance suffers the stigma of being a morbid topic that people avoid.

Probably the bigger issue is the perceived lack of value for life insurance. If people can’t see the benefit, they would rather spend their money elsewhere – typically on lifestyle or wealth assets.

Book in for a free consultation, at a time that suits you.

If you have any questions or would like to arrange a free consultation with one of our experienced advisors, call us on (02) 8224 8000 or click here to contact us online.