Product Types – TP Insurance Services

Life Insurance

Provides a lump sum payment should you pass away or become terminally ill. It helps to cover such things as debt, education expenses and replacement of income for your financial dependants.

Total and Permanent Disablement (TPD) Insurance

Provides a lump sum payment if you suffer an illness or injury and are permanently unable to work. This will help you maintain your current lifestyle whilst paying the additional expenses that arise as a result of total and permanent disability.

Trauma (Critical Illness) Insurance

Provides a lump sum payment if you suffer a major medical event such as heart attack, cancer or stroke and will provide for medical costs, rehabilitation expenses and loss of income.

Income Protection Insurance

This covers up to 75% of your annual income by paying a monthly benefit until you can return to work or for a period of time in the event of sickness or injury.

Business Expenses Insurance

For self employed individuals, they have a responsibility to cover the fixed ongoing costs of the business. This cover provides a monthly benefit should the business owner be unable to work due to sickness or injury.

Key Person Insurance

If your business relies on key individuals to drive the revenue or cover the debt in the business, their death, disablement or trauma event would have a significant effect on profits. This insurance provides an injection of cash to offset the reduction in revenue or cover the debt in the business.

Business Succession (Buy/Sell) Insurance

When two or more people work together in a business, thought should be given to the disposal of each person’s share of the business. This insurance is the method employed to fund the consideration for the transfer of an asset from one person or entity to another in the case of death, terminal illness, permanent disability or a trauma event.

We will research the providers in the market and recommend the company and product to suit your business needs.

Staff will gain access to ongoing advice in relation to the insurance cover.

Corporate Superannuation

We focus on making superannuation administration simple and easier for your business as well as increasing the value and flexibility for your employees.

Our first priority is to refine the existing superannuation plan that is in place. We engage the staff and management team to review your current corporate superannuation strategy or establish a new fund where appropriate. We tailor the mix of investment, insurance and administration options to maximise the value for your business and employees.

Book in for a free consultation, at a time that suits you.

If you have any questions or would like to arrange a free consultation with one of our experienced advisors, call us on (02) 8224 8000 or click here to contact us online.